Holiday Aupair Tecket

Travel insurance is not normally top of the priority list when planning holidays but it should be. Tour companies know that, and that’s why they normally insist travellers have insurance. Travel insurance typically covers cancellation and curtailment, personal liability, personal possessions, injury & illness and emergency assistance.

The most significant insured risk is the medical one. If you have a serious medical emergency whilst abroad, valid travel insurance could literally be the difference between life & death, and will cover the assistance costs – an air ambulance back to the UK from the East Coast of the USA could set you back £50,000 otherwise. Without travel insurance and faced with an emergency, your only option would be to contact the nearest UK consulate or embassy who will no doubt help as best they can, but will not pay for assistance.

Like most things in life you tend to get what you pay for with travel insurance, and the low cost options sometimes have limitations. Apart from the specifics of the cover, the variables that determine the price are the number of days and geography covered, the number of people on the policy and their age.

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